Residential Development Finance
Debt · Equity · Joint Ventures Compare development finance from 100+ lenders here“Since our inception six years ago, Mackenzie Byrne have been hugely supportive and played a vital role in helping us grow rapidly, by introducing us to top quality lenders, equity providers and joint venture partners. They are a fundamental part of our team.”
- Specialist Residential Development Finance Brokerage
- Sourcing and structuring senior debt, stretch senior, mezzanine and equity
- Helping developers save time, grow fast and build more
How We Work
Development Finance
Applying for residential development finance can be difficult and time-consuming. All development projects are unique and each lender has their own criteria. You risk wasting time and effort on unsuccessful applications unless you approach the right lender, who will take a position on your project if necessary.
Mackenzie Byrne finds the right development finance lender for you. First, we assess your project and produce a funding package with our own financial model. Then, we get you the most competitive offers on senior, stretch-senior and mezzanine debt from our network of banks, challenger banks and non-bank lenders.
Throughout the process, we proactively liaise with lawyers, valuers and surveyors to ensure a successful completion. Contact us to stop wasting time on finance applications and focus on building more homes.
Development Equity
Most lenders want to see at least 10% of costs covered by a developer before they’ll lend for a new development project. But meeting this requirement is hard if all your capital is tied up in existing projects.
Mackenzie Byrne can source capital for you from our network of equity investors, which includes family offices, registered funds, private companies, high net worth individuals and sophisticated investors.
When we’ve found the ideal investor for your project, we structure the deal for you, getting you the right amount of capital on the best possible terms. Get in touch to take advantage of more opportunities and grow your business faster.
Joint Ventures
Joint ventures are mutually beneficial relationships in which partners share the risks and rewards of a development project.
You might be an experienced developer in need of a silent partner to cover 100% of your costs. Or you might be a new developer in need of an active partner to provide you with guidance and the bank with comfort. Whatever stage you’re at in your career, a joint venture could be the ideal vehicle to minimise your risk and maximise your profit.
Contact us to find out about our excellent connections with individuals and organisations interested in taking this more collaborative approach.
Read our Equity Guide
- Learn how equity works
- Find investors
- Maximise your profits
Our Team
Joshua O'Leary
Director, Development and Structured Finance
joshua@mackenziebyrne.co.uk
07873508623
Dominic O'Leary
Director, Development and Structured Finance
dominic@mackenziebyrne.co.uk
07788437839
Jake O'Leary
Director, Communications and Sustainable Finance
jake@mackenziebyrne.co.uk
07724191132
Felix O'Leary
Director, Development and Structured Finance
felix@mackenziebyrne.co.uk
07903405038
Sean O'Leary
Director and Founder
sean@mackenziebyrne.co.uk
07787156838
Case Studies
8 Houses
Location: Coulsdon, Surrey
GDV: £5.2m
Type: Senior Debt + Equity
Loan to Cost: 100%
Land with Planning
Location: Oxford
Loan: £1.4m
Type: Bridging
Loan to Value: 80%
4 Houses
Location: Reigate, Surrey
GDV: £3.77m
Type: Senior Debt
LTGDV: 66%
5 Houses and 4 Flats
Location: Coulsdon, Surrey
GDV: £5.03m
Type: Senior Debt + Equity
Loan to Cost: 100%
4 Houses and 2 Flats
Location: Thornton Heath
GDV: £2.65m
Type: Senior Debt + Equity
Loan to Cost: 92%
9 Flats
Location: Coulsdon, Surrey
GDV: £3.91m
Type: Senior Debt + Equity
Loan to Cost: 100%
“Both Sean & Joshua have been a delight to work with and went above and beyond in order to get a deal over the line. I was kept updated throughout the transaction and always knew what to expect next. I couldn’t recommend them highly enough.”
Blog
Introduction to Development Finance
For many property developers, no matter how experienced they may be, the prospect of sourcing funding for their next development scheme can elicit any number of negative emotions. The lending landscape is always changing, the due diligence process is long and can be...
Impressing the Lenders – How to Stand Out from the Crowd
Securing finance for your property development projects can be a drawn-out and painful process if you are lacking in experience or don’t understand the ins and outs of the development finance game. We all know the great need for new homes to be built every year in the...
What is the Capital Stack?
In order to ensure you are getting to most out of your developments, wrapping your head around the basics of development finance is key, and at the foundation of this rather complicated process is a refreshingly simple concept, the capital stack.
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Business address
No. 1 Royal Exchange
London
EC3V 3DG.
Email Us
Statutory Information
SOLCV Limited T/A MacKenzie Byrne.
Company Number 04492047.
Directors: S P O’Leary, J O’Leary, D O'Leary, F O’Leary.
Registered Office
First Floor, West Barn, North Frith Farm,
Ashes Lane, Hadlow
Tonbridge
Kent
TN11 9QU.
